TravelSort

Which Credit Cards are Worth Getting in 2015? While everyone's credit card situation is different, depending on which cards you already have (or had) and which miles and points are most valuable to you given future travel plans, many readers asked me to do a follow up to my end of 2014 post How We Earned 1 Million Miles and Points This Year, and share which cards we'll be applying for in 2015.

For new readers, let me again put our situation in context. We use miles and points almost exclusively for international first class and business class flights, where we find the greatest value. We would never pay $25, 000 for a first class ticket such as Singapore Suites on the A380, but we'll happily redeem miles and points and pay taxes/fuel surcharges to fly such a ticket.

Using miles/points for air travel enables us to upgrade our hotel stay, since the best luxury hotels are not available with miles and points. Our favorite stays and that of many TravelSort Clients have been at Aman Resorts such as Amanpulo, Amanjiwo and Amankila; Four Seasons resorts such as Four Seasons Hualalai, Four Seasons George V Paris, Four Seasons Hong Kong, Four Seasons Koh Samui; and select Virtuoso boutique hotels such as The Upper House Hong Kong.

Here's what we plan to apply for this year:

1. 50K US Airways Dividend Miles Credit Card

Both my husband and I have gotten approved for new 50K US Airways cards, which will likely be our last ones before the card goes away with the merger of the Dividend Miles and AAdvantage frequent flyer programs. Hard to beat a card that offers the 50, 000 bonus after payment of the $89 annual fee and first spend with the card.